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Primary and Investment Properties

A mortgage pre-approval is a commitment from a lender or the stamp of approval that you have the money, credit history, and other credentials to buy a home up to a certain price.

What does mortgage pre-approval mean? It means a lender has guaranteed to give you a home loan once a few conditions are met.

Getting pre-approved for a mortgage before you go looking at properties or making an offer is a must.

5 Reasons You Want a Mortgage Pre-Approval

1. A pre-approval gives you a great idea of how much of a mortgage you can afford and what price range you should be in.
2. Getting pre-approved will help identify potential issues before going under contract, such as an error on your credit report. It's better to deal with this during the pre-approval process before wasting valuable time and money.
3. A pre-approval from a credible lending institution gives you an added advantage over other buyers that have not taken the time to have their documents reviewed by a lender. In a competitive marketplace, you want as much leverage as possible and to give yourself the best opportunity to have your offer accepted by the seller.
4. Many realtors will not work with a non-pre-approved buyer. Get pre-approved with a credible verifiable source.
5. A strong pre-approval expedites your closing time because the vast majority of your information is already in our system.

Get pre-approved today with AMS so you can go house hunting tomorrow!!!